Travel Insurance Policies

Commonly called Trip protection plans or Trip cancellation insurance. Trip cancellation insurance provides trip reimbursement benefits that help guarantee you are ready in the event of a sickness, accident or loss when out of the country. Trip cancellation insurance also provides reimbursement Treatment
Medical care provided by means of consulting any medical provider about symptoms resulting from injury or sickness. Also includes, (but is not limited to) care by means of diagnostic procedures (i.e., x-rays, lab, surgery); the taking of medications; therapy (physical, mental health, etc.); or the use of any appliance (mental or dental).

Therapy Services (Medical)

Services used to treat or promote recovery from illness/injury.
A) Radiation therapy is treatment using x-ray, radium, cobalt, or high energy particle sources. Radiation therapy includes rental or cost of radioactive materials. Diagnostic services requiring use of radioactive materials are not radiation therapy. B) Chemotherapy is treatment of malignant disease by using chemical or biological agents.

Trip Cancellation Insurance

Insurance that covers trip costs and related unforeseen costs, such as lost baggage trip interruption and delay, etc., if your trip is interrupted or cancelled as a result of weather, tour operator default or other events that may cause disruption or cancellation.

Trip Interruption

If, during a covered trip, there is a death of an immediate family member (spouse, child, parent or sibling) or the substantial destruction of the insured's principal residence, many plans would pay the insured to the area of principal residence. Many plans usually pay for one way air or ground transportation ticket of the same class as the unused travel ticket, less the value of the unused return ticket.