Schedule

A list of individual items or groups of items that are covered under one policy or a listing of specific benefits, charges, credits, assets or other defined items.

Short-Term Medical

Temporary health coverage for an individual for a short period of time, usually from 30 days to six months.

Special Terms

Restrictions, limitations or conditions applied to the insurance company's standard terms as detailed in the policy or policy conditions

Specialist

A specialist is an expert in a specific area of medicine. You may need an oncologist to treat cancer; a nephrologist to treat kidney disease; or a pulmonologist to treat a serious lung conditions

Stop-Loss

The dollar amount of claims filed for eligible expenses at which the insurance begins to pay at 100% per insured individual. Stop-loss is reached when an insured individual has paid the deductible and reached the out-of-pocket maximum amount of co-insurance.

Surgery

Medical treatment of injuries, diseases and illnesses through a direct intervention within the patient's body

Surgical Procedure

Cutting, suturing, treating burns, correcting fracture, reducing a dislocation, manipulating a joint under general anesthesia, electro cauterizing, tapping (paracentesis), applying plaster casts, administering pneumothorax, endoscope or injecting sclerosing solution.