ID card/Identification Card

Card given to insured individuals which advises medical providers that a patient is covered by a particular health insurance plan.

Illness

Sickness or disease for which no treatment or expense has been incurred for the six (6) month period immediately preceding the effective date of coverage of the insured person whose illness is the basis of the claim.

Individual Policy

An insurance policy (life, health, or disability) that provides coverage for an individual person (and, in some cases, his/her immediate family members), as opposed to a group policy that provides coverage for a group of individuals such as coverage through an employer.

In-Network

Describes a provider or health care facility which is part of a health plan's network. When applicable, insured individuals usually pay less when using an in-network provider

Insurance

General term describing the overall service offer of an insurance company, the policy conditions and policy schedule which are part of the insurance contract with the insurance company, setting out the scope of the insurance terms, the premium payable, deductible and reimbursement rates. Insurance provides indemnification against loss or liability from specified events and circumstances that may occur or be discovered during a specified period.

Insurance Carrier-Insurance Company

Company licensed to provide insurance services.

Insurance Contract

Agreement between a policy holder and an insurance company regarding the insurance coverage provided by the insurance company as confirmed in the policy. An Insurance contract determines the legal framework under which the features of an insurance policy are enforced. Normally an insurance contract is made in the form of an application submitted by the policy holder to the insurance company, and the subsequent acceptance of the application by the insurance company, subject to the policy conditions.

Insurance Rate

A factor used to determine the amount, called the premium, to be charged for a certain amount of insurance coverage

Insured

Person that purchases the insurance policy or enrolls into the insurance plan.

Insured Person

The person who's health is covered by the insurance policy.

International Health Insurance

www.worldmedicalinsurance.com has a wide rage of plans to choose from.

International Medical Insurance

Medical insurance that will cover you while away from your home country.

International Student Health Insurance

International students have unique health insurance needs and www.worldmedicalinsurance.com carries the right products created specifically for international students. For US Citizens traveling abroad and non-US Citizens coming into the USA we offer international student health insurance plans perfect for your needs. www.worldmedicalinsurance.com invites you to get your international student health insurance quote online then apply for immediate coverage.

If you are not a US Citizen it is important to know that most student Visas, most US Universities and Colleges require each student have Student health Insurance.

Instant Travel Insurance

Trip Protection Insurance purchased online quickly.